Finqware API
  • Quick start
  • Overview
    • Skills
    • Servicers
    • Tenants
    • Security model
      • Tenant-level elements
      • User-level elements
  • Dev guide
    • Intro
    • User onboarding
      • Detailed flow
    • Consuming data
      • About caching
    • Designing a tenant app
      • The back-end
      • The front-end
    • Signing API requests
      • RS256 infrastructure
      • Computing the digest
      • Signing HTTP requests
  • API
    • Sessions
    • Tokens
    • Accounts
    • Balances
    • Transactions
    • Payments
    • Consents
    • Catalogs
    • Errors
Powered by GitBook
On this page
  1. Overview

Skills

Concept

Open Banking is about opening access for businesses to create value on top of financial services provided via APIs.

Each API that we integrate into our middleware is a skill. Examples: an account information API from Bank X is a skill, a payment initiation service from Bank Y is another skill.

With the initial releases, we'll focus on three skill types: account information, payment initiation and marketplace. As a roadmap item we're planning to introduce more utility such as customer care and skills related to resource management.

Each skill comes in two flavors: production and sandbox. Test & dev tenants will use sandbox skills.

Account information

These skills are mainly based on PSD2 AISP APIs from various banks.

Use cases: wallet applications or enterprise systems that need to query for bank accounts and transaction reports.

Payment initiation

Initially based on PSD2 PISP APIs from various banks.

Use cases: merchants willing to accept payments through a direct account-to-account transfer bypassing classic payment schemes.

Marketplace

Based on custom connectors that we're building with our partner servicers.

Use cases: marketplaces interested in selling financial products without the hassle of a direct integration with banks, insurance providers etc.

PreviousQuick startNextServicers

Last updated 3 years ago